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Before you go off-road with your 4x4 or four wheel drive - Read you car insurance policy carefully and make sure you are well covered in a clear and unambiguous way for your activity.

You should be aware that most policies do not cover all four wheel driving activities. Be concerned if your insurance policy does not explicitly mention and cover off road 4WD use.

Beach driving and other off road activities increases the risk of a mishap.

Because insurers base the costs of policies against risk, it's not surprising problems getting claims for off road accidents from conventional car insurance policies often arise.

If offroad use is not explicitly mentioned in your policy you could have problems claiming.

Rothbury Insurance Online 4WD Quote Form

Rothbury Insurances are New Zealand's specialists in Offroad and 4x4 Auto Insurance. If you don't like their answer you get after checking with your current insurer that your 4x4 is fully covered off road - or on the beach - then get a Free 4x4 Off Road Auto Insurance Quote from Rothbury Insurances by entering your details in the form below.

Please allow up to one working day for a response. One of Rothburys four wheel drive car insurance experts will get back to you as soon as possible.

This is not one of those automated instant auto insurance quotes, real people will be focused on getting you the most comprehensive cover for exactly what you are doing at the best price.

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