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Before you go off-road with your 4x4 or four wheel drive - Read you car insurance policy carefully and make sure you are well covered in a clear and unambiguous way for your activity.
You should be aware that most policies do not cover all four wheeling activities. Be concerned if your insurance policy does not explicitly mention and cover off road 4WD use.
Beach driving and other off road activities increases the risk of a mishap.
Because insurers base the costs of policies against risk, it's not surprising problems getting claims for off road accidents from conventional car insurance policies often arise.
If offroad use is not explicitly mentioned in your policy you could have problems claiming.
Barley's Online Insurance Quote Form
Barley Insurances are New Zealand's specialists in Offroad and 4x4 Auto Insurance. If you don't like their answer you get after checking with your current insurer that your 4x4 is fully covered off
road - or on the beach - then get a Free 4x4 Off Road Auto Insurance Quote from Barley Insurances by entering your details in the form below.
Please allow up to one working day for a response. One of Barley's four wheel drive car insurance experts will get back to you as soon as possible.
This is not one of those automated
instant auto insurance quotes, real people will be focused on getting you the most comprehensive cover for what you are doing at the best price.
If the vehicle has been altered you must list the modifications to qualify for modified car insurance.Please list all non-standard features, modifications and accessories fitted to the vehicle:
What were the convictions for:
Note: Speed camera tickets don't count.
What type of activities do you want this off road car insurance quote to cover and how many times a year do you undertake the activity.
(For example Beach driving, bush touring, farm use.... etc.) x number of days a year
Have you attended any off-road driving schools or had other advanced driver training for off-road activities.Please specify the course and whether you achieved a competency certificate.
Driving on beach sand presents a unique set of hazards, simply knowing a few off road recovery tips can save vehicles from being written off.
Have you read Chris Thompsons online articles on this site covering beach driving tips. Reading these articles is a minimum requirement to gain acceptance.
Do you want to be covered against the risk of incurring a Rural Fire Services Levy to a maximum value of $500,000 (excess of $500 each and every claim).
The premium is $67.50 including GST per annum:
This 4WD wreck was a total write-off, if yours is not covered on the beach, it's time to get a new car insurance quote.
We are here to help.
Simply use the form on the bottom of every page
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